The Consumer World Thrives on YOUR disorganisation.

There is no doubt about it. Being disorganised costs you a lot of money. There are whole industries which would crumble if everyone was to actually get their act together and have some sort of order in their lives. Of course, none of us have order all the time and if you are anything like me you have times of being highly organised and then backslide into total chaos. My theory is that you have to have the occasional backslide into total chaos so that you can climb out of it and appreciate how good it feels when you are organised. A bit like joy – you have to experience the lows so you can recognise and appreciate the highs.


If your life is fast paced and chaotic and you have children, you will know what I mean when I say that being disorganised costs you money. In fact it will often cost you in other ways as well. Here is an example.

It’s 6pm. You’re on your way home from children’s after school sports and you have nothing organised for dinner. You remember the ad for some fried chicken in a bucket which tells you to buy it because it’s quick and easy and the family will love you for it. ( even though your arteries and your wallet won’t!) You call in and pay an amount which you know is the equivalent of about 5 meals made at home. The ad was right , the family does love it and there’s no washing up. ( actually the family loves it until about 40 minutes later when Dad has a gall bladder attack, the kids are ‘hypo’ and you’re left feeling grossed out and heavy)

There are many other ways that being disorganised costs you money, apart from eating unplanned takeaway meals. How many times have you lost something and bought another one, only to find the original one a few days later? Have you had to purchase something because you need it straight away and you know you cant’ wait until the next sale? Have you gone somewhere with the kids and spent a lot of money just on drinks and snacks because you didn’t have anything with you for everyone to snack on.

Here are my thoughts to alleviate the problem.

1. Schedule based Menu Planning: If you know that you are home late on Tuesday nights, have meals that are quick and easy to prepare scheduled for that night. You could also make a double batch of something on Monday night knowing that you will have left overs ready to heat up for Tuesday nights.

2. Start your Evening Meal in the Morning: Take 10 minutes out of your morning to cut up vegies ready for a stir fry that you can just ‘throw together’ when you walk through the door. If you are really organised you could even have the chicken or meat marinating in the fridge.

3. Always take snacks and drinks with you. This is important especially if you have children that seem to need ‘refuelling’ all the time. It takes very little time to pack some drink bottles, some fruit and some home baked goodies. It is extremely expensive to go to the cafe near a park and buy everyone a drink and a snack.

4. Have a ‘gift cupboard’. Buy things when you see them on sale for Christmas and Birthday presents. In the back of my diary I have a list of who I buy presents for. Throughout the year I scribble down ideas that come to me about what I would like to buy or make for people on my list. If I see an item or the makings of an item that are on sale or a good price I will buy it and put it away in the ‘gift cupboard’.

5. Pay Your Bills on Time: a lot of service providers now have a late payment fee if payments are not received on time. Our system for bill paying is very simple. When a bill comes in we write it on the calendar and clip it to the “bills to pay” clipboard that hangs on the wall in the office. On my ‘office day’ I look at the bills that are due that week and pay them. The money is in our bills account because we total up the years bills and divide the amount by 52 and put that aside each week throughout the year.

6. Group Your Errands: Save petrol by making less trips to town. Have a list of things that need to be done or purchased while you are in town. Running back to the shop for one or two things you have forgotten is a costly exercise.

7. Avoid The Supermarket: If you go to a major supermarket for your shopping try and go there less. Every time you go in ‘just to grab a couple of things’ you will come out with more than what you went in for. Why is milk at the back of the store and bread at the other end ? It is to seduce you as you walk around. If you are currently a ‘drop in’ shopper try to menu plan and shop once a week. If you are a weekly shopper try to move to once a fortnight. If you are a fortnightly shopper – can you be a ‘super planner’ and only go there once a month ? This is my aim. A once a month supermarket trip and the rest from fruit and veg suppliers, farmers markets and the local fish co-op.

8. Return your hired DVDs on time. We hired some DVDs for our sons sleep over last month. When I went to pay the lady she said “ you really should go and get one more because these will cost you $13, but if you go and get another one you will get them for $9 because of the deal we have”. I reluctantly went and got another movie. National Treasure 2 for the grown ups to watch . I say reluctantly because we had already been in the shop for 40 minute while we persuaded five 10 year olds to agree on movies that we deemed suitable. The slumber party passed, the grown ups didn’t get a chance to watch the movie and kept it for the next night to watch, which didn’t come off either. By the time I took the DVD back I had to pay $5 for the late fee for a movie that we didn’t watch and didn’t want! LOL. ( .... and we still haven’t seen National Treasure 2!)

9. File your Warranty paperwork When your kettle stops working, can you remember whether it had a one or two year warranty? In our ‘throw away’ society we seems to replace these appliances all the time. A couple of times now we have had items like toasters and kettle replaced for free because we still had the warranty card which guarantees the product for 12 months or two years and didn’t quite make it over the line.

10. Know you tax deductible Items. Do you have a good working knowledge of what deductions you can make ? There is no point waiting until the end of the financial year to find out that you should have kept receipts for your spending throughout the year. For Australian readers, the tax office has an occupation guide for most jobs that points out the deductions available. Know your list and make a file of receipts and paperwork to maximise your deductions and reduce your taxable income as much as legally possible.

These are only a few tips. I am sure that you will be able to come up with many more. Why not share a lesson you have learnt ? How has disorganisation cost you money? Or what is the best organisational tip that saves you money? By sharing ideas we can all progress in this area.

STOP FOOD WASTE...... If you remember.

Imagine the scene.




I am at my supermarket. I unpack my groceries from the trolley. The young girl scans them and places them lovingly into my 'green bags'. I pay. I smile. I push my trolley out to the car park and load four of the five bags into the boot of my car. I take the fifth bag out of the trolley and walk over to the nearest bin and pour the contents in. Unopened cereal, a carton of milk, half a pumpkin, three oranges and a beautiful bunch of shallots!


....... what a crime ! I hear you say. What a complete and total waste! ..........



The fact is that Australians waste $6 billion each year by throwing away food. A 2007 study found that on average we throw away 4.2 kilograms a week! According to Planet Ark founder and environmentalist John Dee, the reason we throw away so much is because we are forgetful.



In our house in the past we have been extremely guilty of this. Treasures of archaeological significance have been found lurking in that space at the back of the rarely used for anything important middle shelf.



There seems to be some sort of weird mentality when it comes to the fridge. Last week the shallots took up residence in the front row, top shelf, - proudly sitting there ready for that Jamie Oliver cooking adventure. The cooking adventure gets postponed, or worse still we only need three snippets for a garnish and the shallots are put back into the fridge with the best of intentions I am sure ready for ....... not really sure of that ...... but will think of something good.......





Next week we bring home the avocado, half a rockmelon and the freshly seasoned, organic, free range chicken for the dinner party.After the party we clean up and put all the leftovers into plastic containers, because we can't let good food go to waste. In three weeks time when we are making way for the giant fruit platter that Aunt Marion has made for the family get together, we HAVE to throw out the left over chicken AND the plastic container because it has taken on a life of it's own and after all it's too unhygienic to use that container ever again.



Although we have the best of intentions, the truth is, if we can't SEE IT, we don't remember it.



Saving money on food has been a very important part of this new frugal lifestyle we are adopting. Here are some tips relating to leftovers.



1. MENU PLAN - work out what you are eating and shop accordingly. Plan your menus around your schedule. Easy meals on busy nights and adventurous meals when there is more time. Write your plan on a whiteboard on the fridge as a visual reminder for every one in the house. There is great peace knowing at 7am what you are eating that night and being able to defrost the meat in the fridge through the day.



2. PROGRAMME LEFTOVERS INTO THE MENU PLAN: - Make a meal one night and deliberately make extra for the next night. We often do this when I make lasagne. If there are leftovers after the second night I cut it into single portions and freeze it for lunches.



3. MAKE VISUAL REMINDERS: - I write a list on the whiteboard of things that have to be eaten or used up. If I use some chicken stock, for example, and pour the remainder into ice cube trays to freeze, I put it on my 'must use' list.




4. MAKE SMALLER MEALS: - My Grandmother always said "your eyes are bigger than your belly" meaning, you think you want to eat a certain amount but when it comes to it, you can only eat half of it. We often discuss the old fashioned idea of having much smaller meals and if you're still hungry then have a slice of bread and butter.



5. PRACTICE MINDFULNESS AND USE LESS: I really noticed when I made my cereal yesterday that after eating all the 'bits' I had a lot of milk left over in the bowl. After measuring it I found it to be 1/3 of a cup. Multiply that by seven days and I am pouring out half a litre of milk a week! This morning I overcame my phobia of having cereal pieces that weren't 'wet enough' by stirring thoroughly in less milk before eating. Simple!!



6. COMPOST: When you do have food scraps put them in your compost bin. This will turn back into soil which can then be used to grow vegies or herbs. This is the best form of recycling as studies have shown that about 40% of household rubbish is compostable food scraps. There are now bench top composters available if you live in an apartment.



You wouldn't throw away one in five bags of your groceries each week. You wouldn't cut up a twenty dollar note with a pair of scissors and throw it in the bin, so think about how much food you are wasting and how much rubbish you are producing as a result.


Making these small changes has not only helped our budget, it has also made a huge difference to how much rubbish we put in our bin each week.


If you would like more information on the Stop Food Waste Campaign you can visit the article from NOTEBOOK magazine http://www.homehints.com.au/great+recipes/1267/reading/food+waste+in+australia

10 Weeks Into This Frugal Lifestyle

10 weeks since I made the Mental and Emotional Seachange Style Eccentric Decision or (M.E.S.S.E.D) to throw in my job and head metaphorically to the beach. I’m doing surprisingly better than I thought I would. I was frightened that my “chase the joy in life” phase may be just a passing mood. I was fully ready to accept the fact that I may get bored and head back to work. But, no….. the great social experiment continues and {shock, horror} the joy factor remains. Can it be that the joy from simple living is ongoing? Will I continue to experience the joy ? I’ll keep you posted!

What has changed so far in my simple, joy-filled lifestyle? Many of these changes have been implemented over the past few years, but NEVER have they had so much importance.

Before, sure, I would cook when the spirit was with me, but now I HAVE to cook so the children have something to eat when they get home from school. I HAVE to bake bread because otherwise we won’t have any ( …logical!......) I HAVE to grow veggies because we live 16 hours drive from the nearest store and the plane with supplies only comes once a month. Okay, that last statement may be stretching it a little, but my point is that I really enjoy doing these things and I love the fact that there is a degree of importance and reliance on these tasks being done.

I have noticed that the weather has become a MAJOR discussion point in our lives. We had always joked that in the older generation weather was the topic of choice in any given situation. Days were heralded as good or bad depending on the temperature, time the sun rose, whether there was a slight breeze and what time the sun started to go down. Sometimes there was much discussion about the link between the weather and the drying of the clothes. You know, “I had to get the washing out early because you have to get it in by two because it starts to get cold again’. Then there was “ I put the washing out by 7 and it was dry by 8”
Now Hubbie and I are becoming 1940s pensioners who are obsessed with the weather. We look outside and say “ good dryin’ day honey” or “this rain will be good for the radishes”. It makes me laugh because suddenly, there is such a connection with mother nature and the all important weather.

Since the M.E.S.S.E.D I have realized how important it is to have SKILLS. I have great skills in some areas but am completely lacking in others. This is a problem throughout my generation. Our mums burnt their bras and went to work, which was good in so many ways, but there was no-one with apron springs strings left that we could hang onto and learn by osmosis all the things that are required to be frugal and self sufficient. I am really regretting that I didn’t pay more attention to Sister Mary Martin during my sewing classes in year seven. If only I knew that I would really need those skills one day. At least she was able to teach me one thing – how to sew a good apron, and to date, that is the only REAL success I have had with sewing. Last week however, I did hand sew a felt pocket for my son’s IPOD and {God love the gorgeous child} at the age of ten…. he REALLY loved it. I will have to sew him some more felt features before he grows out of this phase and is too embarrassed to be seen with me in public!

There has been a major break through on the coffee front. As you may recall, one of my greatest concerns about commencing this social experiment was whether or not I would be able to continue to enjoy my signature coffee, a vanilla latte on skim. Last month when visiting friends in Sydney I noted that they were producing a mighty fine home brewed coffee. I had virtually decided that I would have to get a machine at home ( there I was trying to keep up with them and their surname isn’t even Jones). When I got home I remembered that about five years ago I got a free coffee machine when I subscribed to Family Circle magazine. ( Imagine how good it must have been) At the time I had a bit of a go, but couldn’t really work it and I put it in a cupboard in the shed and slowly spread all the attachments around the house. ( you know how you have that drawer in the office that has three dead batteries, two rubber bands, a deflated old balloon and the internal cup off the old coffee machine). So I made the decision that before I looked for one I would try this one out. After some searching through the drawers I found all the pieces and, with the help of some vanilla syrup I am now pumping out a pretty smooth, fair trade, organic, vanilla latte on skim. It’s as good as my favourite independently owned coffee shop in town, but…… added to the joy factor involved…… it’s a close second!

And so continues the journey to a more simple, frugal life. One step in front of the other, three steps forward, two steps back.

A Weekend of Memories

I am very excited to be heading off to my annual scrapbooking camp today. Three lovely days at Camp Elim on the lake near Forster NSW. It is the one time of the year when I can catch up on my albums. I don't scrapbook like you see in the shops with all the piles of ribbon and flowers and sticks and anything else that can be found, to me it is more like a photographic journal. The important thing for me is capturing the story that goes with the photos, like a diary of our daily pursuits with photographs.

I do this in 'hard copy' because although everything is in digital format, the format changes every couple of years. As an example of this I look at my childhood which is on 8mm silent film. The projector doesn't work properly anymore and yes I could probably get it fixed and convert the films to DVD etc etc, but the format will change again before too long. Just think - we started with the 5 1/4 inch floppy disk and then moved to the 3.5 inch disk and then the CD and then the DVD - what will be next ? Realistically I will have to convert my photos into a new format about every 5 years or so.

So for me, it's the old fashioned way. I take photos and I get them printed then I put them into museum quality albums and write with archival inks and preserve them. In the future there will be no outdated technology required to view my history, just the naked eye.

I have all my photos sorted and printed into groups ready to go for my intensive album making session. I have made notes to trigger my memory about what I want to record on the pages and it will be head down tail up working hard all weekend.

Making albums brings me so much joy. For each of my boys I have written an album 'to' them. It is a series of letters and photographs starting with when they were growing in my tummy. It captures how I felt about the day they were born, bringing them home for the first time, when they took their first steps. They love to look at them and read them. It is my view that it reinforces in them how they fit into the family and how precious and loved they are. In our busy lives do we ever take the time to write a note to someone and tell them how precious they are in our lives ?

This is my chance to record history for my family.