Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts

4.28.2008

Making Money - The Entrepenuer in Me.




























There is always a lot of talk about saving money. However, even after you have squeezed every last cent out of the budget there are things that have to be paid for - rates, electricity, petrol (!!)

As most of my readers know, I work completely in cash. Each week I withdraw the exact amount I need in the correct denominations. I put it away into categories for times when I need it. Whether the kids need new clothes or we are going on holidays or hiring a DVD - we always have the money there for it. If we don't have the money we don't do it! It is truly wonderful to know that it is only April and your 'Christmas' bag has lots of $20 notes in it already. It brings peace.

My question today, however, is what do you do currently or have you done in the past to bring money into your home. I don't mean your day job if you have one, I mean those extra entrepreneurial things that we often think up. I will start......

1. Tutoring kids
2. Teaching piano
3. Restoring photographs
4. babysitting
5. Teaching Scrapbooking
6. Writing people's life stories.
7. Selling on Ebay
8. Garage sales
9. Selling at 2nd hand stores
10. Markets

I love how in days gone by people made their own money. Lots of people worked for themselves. Small towns and villages had the local butcher baker and candlestick maker. Today we tend to think that we either have a job or we don't. Or that if we're only making a few dollars then it's not 'worth it'.

When you generate your own money - even if it's only $20, you have the satisfaction of knowing that therein lies a few cartons of milk, some fruit and veg and eggs!

So...... the question is over to you: How have you generated income yourself, or what would you love to do if you knew you couldn't fail or you had all the time you needed ?
Post your reply in the comments section or send me an email and I will put together a list for everyone to enjoy. If you would like to tag some friends to participate simply paste the link to this post into their comments section and ask them to post here.

To get started I am tagging:

4.25.2008

THIS IS AMAZING !

Never under estimate that one man's trash is another man's treasure.

Because of all the rain, I started having another clean out and listed some items on Ebay. I listed the DVD of "All The Rivers Run" an ABC series.

I listed it for $11 thinking that was a reasonable price for the whole series. It currently sits at $81 dollars!!!!! Holy Dooley !!! That is absolutely incredible.

Is there something that someone isn't telling me ? Why is it such an incredible price ?


3.13.2008

Fuel Prices Starting to Heat Up..... $190 later.

I have posted before about my interest in Peak Oil and how it will impact fuel prices and the flow on effect for basically every product on the planet.

Yesterday I really FELT it!

When I was driving the 7.5 km to work I noticed that the fuel price at the United fuel station was $136.7 ( for the green fuel that I use) while across the road at the Coles Service Station it was $1.47. I suddenly remembered hearing on the ABC news the night before that fuel prices were meant to go to $1.50 for Easter and that fuel had hit a $108 US a barrel. I also remembered that this particular fuel station was often the last one to put up their prices.

I did a quick U -Turn and filled the car up, at the same time calling and texting everyone I thought would be interested to fill up before the price hike. I note that earlier in the week the price had already jumped 9 cents a litre.

So... I filled up my car ($70 gulp~!!) and hubbie filled up his ( $120 ~gulp gulp!!!). Sure enough, on the way home I noticed that it was $1.47. That is a TWENTY CENT LEAP IN SEVEN DAYS !!!!

At present, I budget $30 for my car and $20 for hubbies car a week ( just dropped hubbie's from $30) I can tell you that $20 at this rate is just JZZZZZTTTTTTT click ! ( meaning it takes NO time at all before you hit 20 bucks !

So..... what to do. I could walk or ride to work... but it's always about time. Hubbie walked to town today to pick up his new pushbike because he had ridden the other one into the ground, literally, the axel broke beyond repair and he already rebuilt it once. It took him one hour and 10 minutes. I just don't have that at the start and end of each day. In a couple of weeks it will be dark when I walk home and there are sections that are just road, with no houses and no street lights. I live in a little town, outside a bigger regional centre. He rode the bike home which took about 20 minutes ( he is much fitter than I am. It would probably take me 45mins)

I could ride my bike, something I would really aspire to do. Logistically this is messy. I am a professional. I wear suits. Can I scrunch the suit into a backpack ? Can I shower at work ? Can I cart make - up? Can I do my hair at work ? I know, I know. Dump the societal expectations and not wear make up and don't do your hair. Unfortunately, the clothes maketh the man in my game, or should I say, the suit, hair and make up maketh the woman in a man's world ! LOL

Hmmmmm...... thoughts anyone ? ?

2.27.2008

The Stockpile

After a successful shopping trip on Monday the stockpile is up and running again. If you haven't heard of this concept before, my aim is to have enough 'stores' built up in my cupboard that I only purchase things when they are on special.

I have been doing this for so long now that I have a sense of the rotation of the specials, that is, that Vegemite may come on sale every five weeks and during that time my family will use 3 jars so when it comes on special I will buy 4 jars to cover it.

If you're just starting out, take a percentage of your grocery money and use it to build up your stockpile. Each week you can devote more money to the specials and then you are left with a base line of weekly things that need to be purchased. If there are no specials to be purchased in a particular week the money just goes in the jar for next week.

I have found that I save so much money shopping this way and can 'eat out of my cupboard or freezer' any time I need to which is great in emergencies or when you want to save all your grocery money one week or if you are so busy you can't go and do a 'proper shop'. It prevents you from doing 4 runs to the grocery store a week to get ' just a couple of things' which over the week adds up to more than your usual budgeted amount.

April Theme: Re-organise and Transition

In the Southern Hemisphere, April is in Autumn.  The days here are still warmish, but there is a sneaking whisper in the wind. That whisper ...